What types of insurance do dietitians and nutritionists need?

These policies provide coverage for the most common dietitian risks.

Business owner’s policy

A business owner's policy bundles commercial property and cost-effective commercial insurance policy for nutritionists.

BEST FOR

  • Slip-and-fall accidents

  • Damaged patient property

  • Damaged business property

Professional liability insurance

This policy, also called dietitian malpractice insurance, covers legal expenses if a patient files a lawsuit over an error or oversight, such as dietary advice that causes a health problem.

BEST FOR

  • Failure to deliver promised results

  • Claims that advice led to injury

  • Mistakes or oversights

Workers’ compensation insurance

Workers' compensation insurance is required in almost every state for dietitian practices that have employees. It can cover medical costs for work-related injuries.

BEST FOR

  • Employee medical expenses

  • Partial missed wages

  • Lawsuits over employee injuries

Cyber liability insurance

This policy helps nutritionists survive data breaches and cyberattacks by paying for recovery expenses and more. It can be added to a BOP or general liability policy for savings.

BEST FOR

  • Customer notification expenses

  • Data breach lawsuits

  • Fraud monitoring costs

How much does business insurance cost for dietitians?

Several factors will have an impact on insurance costs, including:

Dietitian services offered, such as nutrition advice and meal planning

Equipment and property

Revenue

Location

Number of employees

Why do dietitians and nutritionists need business insurance?

As a registered dietitian (RD) or nutritionist, you help patients manage and prevent nutrition-related diseases or deficiencies. Running a private practice, however, exposes you to huge risks. From a fire at your office to a patient injury, property and liability insurance can protect your business from escalating legal costs and more.